by Will Geer | Jan 17, 2018
Imagine this scenario: you’ve filed a Chapter 7 bankruptcy, and after you’ve received your bankruptcy discharge wiping out your debts, you receive a 1099-C from a creditor. A 1099-C stands for “Cancellation of Debt” income because under normal...
by Will Geer | Feb 1, 2017
Paying a car payment each month with interest you know is exorbitant can be agony. But did you know that you could use bankruptcy to lower your car payments? There are actually two different ways to accomplish a lower car payment by filing bankruptcy, and both are...
by Will Geer | Jan 15, 2017
The United States tax code can be a bear to understand. There are a lot of misconceptions about how we are taxed, so we’ll tackle four of the more commonly held misinformed beliefs in this article. Higher Tax Brackets Do Not Mean ALL Your Income is Taxed at a Higher...
by Will Geer | Jan 4, 2017
If Unifund CCR, LLC has served you with a debt collection lawsuit, the end is not near. Like Cavalry Portfolio and Midland Funding, Unifund CCR, LLC is a junk debt buyer with a business model that relies on the fact that 95% of consumers won’t respond to their...
by Will Geer | Dec 26, 2016
So you’ve taken the leap and filed bankruptcy. Wiping out your debt is a fulfilling feeling, but don’t let that feeling of relief prevent you from making important financial decisions in the future. After all, you can’t improve your credit score if you...
