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Judgment Liens in Georgia

Imagine this scenario: you’ve been sued by someone who claims you either owe them money for a debt or you’ve wronged them somehow, and you should be liable for the damage you’ve caused. After going through the motions (no pun intended), you lose your...
Is There a Good Time to File for Bankruptcy?

Is There a Good Time to File for Bankruptcy?

There are many different reasons that a person might file for bankruptcy. They could be facing significant medical debt, mortgage debt, a failed business, or even credit card debt. If you’re considering filing for bankruptcy, it is important to think about the timing....
Unraveling and Conquering the Mysteries of the Means Test

Unraveling and Conquering the Mysteries of the Means Test

The Means Test is probably the most confusing part of the bankruptcy process that is involved in almost every case. I say “almost every” case because there are certain debtors who are exempt. It’s not exactly a rational test. It was designed to...
How To Use Bankruptcy to Lower Your Car Payment

How To Use Bankruptcy to Lower Your Car Payment

Paying a car payment each month with interest you know is exorbitant can be agony. But did you know that you could use bankruptcy to lower your car payments? There are actually two different ways to accomplish a lower car payment by filing bankruptcy, and both are...