by Will Geer | Feb 1, 2017
Paying a car payment each month with interest you know is exorbitant can be agony. But did you know that you could use bankruptcy to lower your car payments? There are actually two different ways to accomplish a lower car payment by filing bankruptcy, and both are...
by Will Geer | Dec 26, 2016
So you’ve taken the leap and filed bankruptcy. Wiping out your debt is a fulfilling feeling, but don’t let that feeling of relief prevent you from making important financial decisions in the future. After all, you can’t improve your credit score if you...
by Will Geer | Feb 19, 2016
Everyone loves saving money on their taxes, and Chapter 13 debtors are fully eligible to take certain tax deductions if their plan payments are comprised of deductible items. For instance, most 30-year home mortgages are not only front-loaded with interest payments,...
by Will Geer | Apr 18, 2014
I know, it seems like working hard to pay off your Chapter 13 payment plan would be good advice. But it’s not. Chapter 13 requires a monthly payment to be made to your creditors over a three to five year period. The size of your payments is determined in 3...
by Will Geer | Jan 26, 2014
In bankruptcy court, the IRS is a creditor like any other, with a few key differences that make it a bit more difficult to wipe out tax debts compared to the debts of credit card companies and other unsecured creditors. Tax debt is, at first, unsecured, meaning that...
by Will Geer | Jan 9, 2014
Chapter 13 is a great tool for paying back your debts over time, especially mortgage and vehicle back payments. In fact, many clients prefer to file a Chapter 13 because of the flexibility inherent in the payment plan, as most of my fees are paid through the Chapter...